Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Annual Reports

Corporate Good Governance Annual Compliance report FY 2081/082 (Nepali)

Download 27th Annual Report FY 2024- 2025 (Nepali)

Download 26th Annual Report FY 2023- 2024 (Nepali)

Download 25th Annual Report FY 2022- 2023 (Nepali)

Download 24th Annual Report FY 2021- 2022 (Nepali)

Download 23rd Annual Report FY 2020-2021 (Nepali) 

Download 22nd Annual Report FY 2019-2020 (Nepali)

Download 21st Annual Report FY 2018-2019 (Nepali)

Download 20th Annual Report FY 2017-2018 (English | Nepali)

Download 19th Annual Report FY 2016-2017  (English| Nepali)

Download 18th Annual Report FY 2015-2016  (English) | (Nepali)

Download 17th Annual Report FY 2014-2015  (English) | (Nepali) 

Download 16th Annual Report FY 2013-2014  (English) | (Nepali) 

Download 15th Annual Report FY 2012-2013  (English) | (Nepali) 

Download 14th Annual Report FY 2011-2012   (Nepali)

NULBSL at a Glance, As of 16th Sep 2026

Total Loan Disbursed (NPR) 280.560 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 28.906 Billion
Number of Centers 23,050
Number of Active Clients 404,585
Number of Regional Office 10
Saving & Deposit (NPR) 22.484 Billion
Total Staff 1,053
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 190,365
Currency Conversion USD 1=NPR 153.54
Number of Female Staffs 468
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Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)