Nirdhan Utthan Laghubitta Bittiya Sanstha

Largest Branch Network, The only MFI in Nepal to cover 77 of 77 Districts of Nepal with 181 Branches and 10 Regional Offices alongside the Central Office.

Saving

Public Deposits

NULBSL taking permission from the central bank (Nepal Rastra Bank), has started collecting deposits from general public. Under this category, NULBSL offers Easy Savings, Special Savings, Staff Salary Savings (Employee), Child Education Savings, Festival Savings and Fixed Deposits with maximum of 2 years maturity.

SNProduct NameRate Of Interest %Remarks*
1Staff Salary Savings6.00%
2Special Savings6.00%
3Easy Savings6.00%
4Fixed SavingsDepends On Scheme*6%-8.5%
5Child Education Savings6.00%
6Festival Savings6.00%

*Condition Apply

Client Savings

NULBSL offers different savings products for its members. These savings are useful for members when they need funds for health, education and consumption. Furthermore, the savings products encourage the members to save for the future. There are 4 types of saving products offered to the members, they are: Personal Savings, Group Fund Savings, Center Fund Savings and Sambriddhi Savings.

SNProduct NameRate Of Interest %Remarks*
1Personal Savings6%
2Group Fund Savings6%
3Center Fund Savings6%
4Sambiridhi SavingsSpecial Scheme*

*Sambridhi Saving Will Double in 14 Years or 168 Months

NULBSL at a Glance, As at Dec15, 2020

Total Loan Disbursed (NPR) 143.57 Billion
Number of Branch Office 181
Loan Outstanding (NPR) 21.74 Billion
Number of Centers 20,173
Number of Active Clients 373,938
Number of Regional Office 10
Saving & Deposit (NPR) 14.24 Billion
Total Staff (Including Trainee) 1100
Working Districts 77
Local Bodies Outreach 533
Number of Loan Clients 213,369
Currency Conversion USD 1=NPR 117.73
Number of Female Staffs 432
saving

Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)