Nirdhan Utthan Laghubitta Bittiya Sanstha

Largest Branch Network, The only MFI in Nepal to cover 77 of 77 Districts of Nepal with 181 Branches and 10 Regional Offices alongside the Central Office.

Saving

Public Deposits

NULBSL taking permission from the central bank (Nepal Rastra Bank), has started collecting deposits from general public. Under this category, NULBSL offers Easy Savings, Special Savings, Staff Salary Savings (Employee), Child Education Savings, Festival Savings and Fixed Deposits with maximum of 2 years maturity.

SNProduct NameRate Of Interest %Remarks*
1Staff Salary Savings9.00%
2Special Savings9.00%
3Easy Savings7.00%
4Fixed SavingsDepends On Scheme*9%-10.5%
5Child Education Savings7.00%
6Festival Savings7.00%

*Condition Apply

Client Savings

NULBSL offers different savings products for its members. These savings are useful for members when they need funds for health, education and consumption. Furthermore, the savings products encourage the members to save for the future. There are 4 types of saving products offered to the members, they are: Personal Savings, Group Fund Savings, Center Fund Savings and Sambriddhi Savings.

SNProduct NameRate Of Interest %Remarks*
1Personal Savings7.25%
2Group Fund Savings7.00%
3Center Fund Savings7.00%
4Sambiridhi SavingsSpecial Scheme*

*Sambridhi Saving Will Double in 14 Years or 168 Months

NULBSL At Glance, As at 12th Feb, 2020

Total Loan Disbursed (NPR) 129.61 Billion
Number of Branch Office 181
Loan Outstanding (NPR) 20.67 Billion
Number of Centers 19,751
Number of Active Clients 374,192
Number of Regional Office 10
Saving & Deposit (NPR) 12.41 Billion
Total Staff (Including Trainee) 1194
Working Districts 77
Local Bodies Outreach 531
Number of Loan Clients 226,017
Currency Conversion USD 1=NPR 114.06
Number of Female Staffs 498
saving

Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)