Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal.

Saving

Public Deposits

NULBSL taking permission from the central bank (Nepal Rastra Bank), has started collecting deposits from general public. Under this category, NULBSL offers Easy Savings, Special Savings, Staff Salary Savings (Employee), Child Education Savings, Festival Savings and Fixed Deposits with maximum of 2 years maturity.

SNProduct NameRate Of Interest %Remarks*
1Staff Salary Savings6.00%
2Special Savings6.00%
3Easy Savings6.00%
4Fixed SavingsDepends On Scheme*6%-8.5%
5Child Education Savings6.00%
6Festival Savings6.00%

*Condition Apply

Client Savings

NULBSL offers different savings products for its members. These savings are useful for members when they need funds for health, education and consumption. Furthermore, the savings products encourage the members to save for the future. There are 4 types of saving products offered to the members, they are: Personal Savings, Group Fund Savings, Center Fund Savings and Sambriddhi Savings.

SNProduct NameRate Of Interest %Remarks*
1Personal Savings6%
2Group Fund Savings6%
3Center Fund Savings6%
4Sambiridhi SavingsSpecial Scheme*

*Sambridhi Saving Will Double in 14 Years or 168 Months

NULBSL at a Glance, As of Nov 16, 2021

Total Loan Disbursed (NPR) 174.71 Billion
Number of Branch Office 181
Loan Outstanding (NPR) 25.78 Billion
Number of Centers 21,260
Number of Active Clients 384,512
Number of Regional Office 10
Saving & Deposit (NPR) 16.52 Billion
Total Staff 1201
Working Districts 77
Local Bodies Outreach 543
Number of Loan Clients 226,935
Currency Conversion USD 1=NPR 119.18
Number of Female Staffs 513