Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal.
NULBSL taking permission from the central bank (Nepal Rastra Bank), has started collecting deposits from general public. Under this category, NULBSL offers Easy Savings, Special Savings, Staff Salary Savings (Employee), Child Education Savings, Festival Savings and Fixed Deposits with maximum of 2 years maturity.
SN | Product Name | Rate Of Interest % | Remarks* |
---|---|---|---|
1 | Staff Salary Savings | 9.00% | |
2 | Special Savings | 6.00% | |
3 | Easy Savings | 6.00% | |
4 | Fixed Savings 3 to 6 Months | 12.15% | Minimum Balance NPR 5000 |
5 | Fixed Savings 7 month to 2 years | 12.55% | Minimum Balance NPR 5000 |
6 | Child Education Savings | 6.00% | |
7 | Festival Savings | 6.00% | |
8 | Samunnat Savings | 8.00% | |
9 | Nirdhan Remitance Fixed Saving | 11% | |
10 | Sansthagat Fixed Saving | 10% | |
11 | Sahayatri Savings | 9% | Minimum Balance NPR 12,000 with Quarterly Interest |
*Condition Apply
NULBSL offers different savings products for its members. These savings are useful for members when they need funds for health, education and consumption. Furthermore, the savings products encourage the members to save for the future. There are 4 types of saving products offered to the members, they are: Personal Savings, Group Fund Savings, Center Fund Savings and Sambriddhi Savings.
SN | Product Name | Rate Of Interest % | Remarks* |
---|---|---|---|
1 | Personal Savings | 8.00% | |
2 | Group Fund Savings | 6% | |
3 | Center Fund Savings | 6% | |
4 | Sambiridhi Savings | Special Scheme* |
*Sambridhi Saving Will Double in 14 Years or 168 Months
Total Loan Disbursed (NPR) | 202.69 Billion |
Number of Branch Office | 185 |
Loan Outstanding (NPR) | 27.13 Billion |
Number of Centers | 22,486 |
Number of Active Clients | 401,322 |
Number of Regional Office | 10 |
Saving & Deposit (NPR) | 18.43 Billion |
Total Staff | 1,160 |
Working Districts | 77 |
Local Bodies Outreach | 549 |
Number of Loan Clients | 237,935 |
Currency Conversion | USD 1=NPR 131.94 |
Number of Female Staffs | 513 |