Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Target Clients

Nirdhan Utthan recruits new clients who fit the following targeting criteria for its group based financial services:

  • Own less than 0.25 hectares of irrigated land or less than 0.5 hectares of un-irrigated land per five-person family.
  • House must not have cement walls or concrete ceiling (pucca house).
  • Permanent resident of bank’s working area.
  • No family members employed in the formal sector

NULBSL at a Glance, As of 16th Sep 2026

Total Loan Disbursed (NPR) 280.560 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 28.906 Billion
Number of Centers 23,050
Number of Active Clients 404,585
Number of Regional Office 10
Saving & Deposit (NPR) 22.484 Billion
Total Staff 1,053
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 190,365
Currency Conversion USD 1=NPR 153.54
Number of Female Staffs 468
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Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)