Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Public Deposits

NULBSL taking permission from the central bank (Nepal Rastra Bank), has started collecting deposits from general public. Under this category, NULBSL offers Easy Savings, Special Savings, Staff Salary Savings (Employee), Child Education Savings, Festival Savings and Fixed Deposits with maximum of 2 years maturity.

SNProduct NameRate Of Interest %Remarks*
1Staff Salary Savings9.00%Minimum Balance NPR 500
2Special Savings7.50%Minimum Balance NPR 500
3Sahayatri Savings7.50%Minimum Balance NPR 500
4Samunnat Savings7.50%Minimum Balance NPR 500
5Easy Savings7.50%Minimum Balance NPR 100
6Festival Savings7.50%Minimum Balance NPR 500
7Child Education Savings7.50%Minimum Balance NPR 500
8Fixed Savings 6 Months9.00%Minimum Balance NPR 5000
9Fixed Savings 1 years9.25%Minimum Balance NPR 5000
Fixed Savings 2 years9.50%Minimum Balance NPR 5000
10Sansthagat Fixed Saving 1 year8.25%Minimum Balance NPR 5000
Sansthagat Fixed Saving 2 year8.50%Minimum Balance NPR 5000
11Nirdhan Remittance Fixed Saving10.25%Minimum Balance NPR 5000

*Condition Apply

NULBSL at a Glance, As of Feb 12, 2024

Total Loan Disbursed (NPR) 228.56 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 25.81Billion
Number of Centers 22,715
Number of Active Clients 400,416
Number of Regional Office 10
Saving & Deposit (NPR) 19.45 Billion
Total Staff 1,134
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 196,265
Currency Conversion USD 1=NPR 132.86
Number of Female Staffs 500