Mobile Loan

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal.

We have started the digital passbook android application which provides details of loan, savings, center meeting dates etc. in the client’s smartphone.In order to make sure that every client can have the opportunity to use the digital passbook through a smartphone we are offering the mobile loan product to our valued clients.

Year	Maximum Loan Size Rs.	Loan Term	Service Charge	Annual Interest Rate on declining balance	Repayment Frequency
1	20,000	Maximum 1 year	1.3%	14.38% per annum	Monthly/Quaterly

NULBSL at a Glance, As of April 14, May 2026

Total Loan Disbursed (NPR)	274.96 Billion
Number of Branch Office	185
Loan Outstanding (NPR)	29.15 Billion
Number of Centers	23,018
Number of Active Clients	404,016
Number of Regional Office	10
Saving & Deposit (NPR)	22.10 Billion
Total Staff	1,052
Working Districts	77
Local Bodies Outreach	555
Number of Loan Clients	191,031
Currency Conversion	USD 1=NPR 153.14
Number of Female Staffs	460

Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)