Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Foreign Employment Loan (बैदेशिक रोजगार कर्जा)

This loan is used for the family member of the client to go abroad for foreign employment. NULBSL offers this loan to those clients who have utilized General loan with good repayment performance. This is collateral based loan.

Maximum Loan Size Rs.Loan TermService ChargeAnnual Interest Rate DecliningRepayment Frequency
3,00,000
5,00,000 (for Female)
Upto 5 years 1.3%13.88% per annumMonthly/Quarterly

NULBSL at a Glance, As of 16 August 2026

Total Loan Disbursed (NPR) 279.36 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 28.89 Billion
Number of Centers 23,039
Number of Active Clients 404,514
Number of Regional Office 10
Saving & Deposit (NPR) 22.51 Billion
Total Staff 1,051
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 191,100
Currency Conversion USD 1=NPR 152.69
Number of Female Staffs 461