Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Education Loan

This loan is used for the children of the client to study and get degree of technical and vocational education. NULBSL offers this loan to those clients who have utilized General loan with good repayment performance. This is collateral based loan.

Maximum Loan Size Rs.Loan TermService ChargeAnnual Interest Rate DecliningRepayment Frequency
2,00,000Upto 3 Years1.3%14.38% per annumMonthly/Quarterly

NULBSL at a Glance, As of 14 June 2026

Total Loan Disbursed (NPR) 276.57 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 29.23 Billion
Number of Centers 23,025
Number of Active Clients 404,393
Number of Regional Office 10
Saving & Deposit (NPR) 22.13 Billion
Total Staff 1,055
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 191,556
Currency Conversion USD 1=NPR 152.18
Number of Female Staffs 461