Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Business Rehabilitation Loan

The COVID-19 pandemic that has shook the whole world has also impacted the businesses and livelihood of our members. Many have had to close their business completely during the lock-down imposed by the government to suppress the spread of n-COV virus. Those members who were impacted during the lock-down period are in need of working capital and funds to get their business back on track. To address the same, Nirdhan has started Business Rehabilitation loan to our existing loan clients.

YearMaximum Loan Size Rs.Loan TermService ChargeAnnual Interest Rate on declining balanceRepayment Frequency
11,00,000Maximum 1.5 Year1.3%14.38% per annumMonthly/Quaterly

NULBSL at a Glance, As of April 14, May 2026

Total Loan Disbursed (NPR) 274.96 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 29.15 Billion
Number of Centers 23,018
Number of Active Clients 404,016
Number of Regional Office 10
Saving & Deposit (NPR) 22.10 Billion
Total Staff 1,052
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 191,031
Currency Conversion USD 1=NPR 153.14
Number of Female Staffs 460
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Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)