Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Energy Loan

This loan is used for manufacturing bio gas, Solar plant As well as Inverter purees. NULBSL offers this loan to those clients who have livestock and have utilized General loan with good repayment performance. The loan can be given with collateral and without collateral.

S.No.Loan ProposeMaximum Loan Size Rs.Loan TermService ChargeAnnual Interest Rate DecliningRepayment Frequency
01.Gobar GasUpto 1,00,000Upto 2 - 5 Years1.3%14.38% per annumMonthly
02.SolarUpto 1,00,000Upto 2 - 5 Years1.3%14.38% per annumMonthly
03.Improving Cooking StoveUpto 1,00,000Upto 2 - 5 Years1.3%14.38% per annumMonthly
04.PanighattaUpto 1,00,000Upto 2 - 5 Years1.3%14.38% per annumMonthly
05.Solar Lamp/Generator / MotorUpto 1,00,000Upto 2 - 5 Years1.3%14.38% per annumMonthly

NULBSL at a Glance, As of April 14, May 2026

Total Loan Disbursed (NPR) 274.96 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 29.15 Billion
Number of Centers 23,018
Number of Active Clients 404,016
Number of Regional Office 10
Saving & Deposit (NPR) 22.10 Billion
Total Staff 1,052
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 191,031
Currency Conversion USD 1=NPR 153.14
Number of Female Staffs 460