Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Energy Loan (उर्जा कर्जा)

This loan is used for manufacturing bio gas, Solar plant As well as Inverter purees. NULBSL offers this loan to those clients who have livestock and have utilized General loan with good repayment performance. The loan can be given with collateral and without collateral.

S.No.Loan ProposeMaximum Loan Size Rs.Loan TermService ChargeAnnual Interest Rate DecliningRepayment Frequency
01.Gobar GasUpto 1,00,000Upto 2 - 5 Years1.3%13.88% per annumMonthly
02.SolarUpto 1,00,000Upto 2 - 5 Years1.3%13.88% per annumMonthly
03.Improving Cooking StoveUpto 1,00,000Upto 2 - 5 Years1.3%13.88% per annumMonthly
04.PanighattaUpto 1,00,000Upto 2 - 5 Years1.3%13.88% per annumMonthly
05.Solar Lamp/Generator / MotorUpto 1,00,000Upto 2 - 5 Years1.3%13.88% per annumMonthly

NULBSL at a Glance, As of 16th Sep 2026

Total Loan Disbursed (NPR) 280.560 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 28.906 Billion
Number of Centers 23,050
Number of Active Clients 404,585
Number of Regional Office 10
Saving & Deposit (NPR) 22.484 Billion
Total Staff 1,053
Working Districts 77
Local Bodies Outreach 555
Number of Loan Clients 190,365
Currency Conversion USD 1=NPR 153.54
Number of Female Staffs 468