Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Client Savings

NULBSL offers different savings products for its members. These savings are useful for members when they need funds for health, education and consumption. Furthermore, the savings products encourage the members to save for the future. There are 4 types of saving products offered to the members, they are: Personal Savings, Group Fund Savings, Center Fund Savings and Sambriddhi Savings.

SNProduct NameRate Of Interest %Remarks*
1Nari Bachat7.50%Minimum Balance NPR 50
2Personal Savings7.50%Minimum Balance NPR 50
3Center Fund Savings7.50%Minimum Balance NPR 0.00
4Individual Saving7.50%Minimum Balance NPR 100
5Sambiridhi SavingsSpecial Scheme*

*Sambridhi Saving Will Double in 14 Years or 168 Months

NULBSL at a Glance, As of Feb 12, 2024

Total Loan Disbursed (NPR) 228.56 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 25.81Billion
Number of Centers 22,715
Number of Active Clients 400,416
Number of Regional Office 10
Saving & Deposit (NPR) 19.45 Billion
Total Staff 1,134
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 196,265
Currency Conversion USD 1=NPR 132.86
Number of Female Staffs 500