Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Mobile Loan

We have started the digital passbook android application which provides details of loan, savings, center meeting dates etc. in the client’s smartphone.In order to make sure that every client can have the opportunity to use the digital passbook through a smartphone we are offering the mobile loan product to our valued clients.

YearMaximum Loan Size Rs.Loan TermAnnual Interest Rate on declining balanceRepayment Frequency
120,000Maximum 1 year15% per annumMonthly/Quaterly

NULBSL at a Glance, As of April 13, 2025

Total Loan Disbursed (NPR) 253.13 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 26.17 Billion
Number of Centers 22,890
Number of Active Clients 400,084
Number of Regional Office 10
Saving & Deposit (NPR) 20.47 Billion
Total Staff 1,060
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 182,256
Currency Conversion USD 1=NPR 137.67
Number of Female Staffs 440