Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 


Nirdhan Utthan requires its clients to save with most of their loan products and encourages clients to contribute to voluntary savings ...

Remittance Service

Under remittance service the family members working abroad can send money to their relatives in Nepal. People can send and receive money at ...
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd.
Tel : 977-1- 4513711, 4513794, 4513840
Email: [email protected]

About Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd.

Nirdhan Utthan, "the Laghubitta Bittiya Sanstha for upliftment of the poor" is a micro-finance established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006). Nepal Rastra Bank, the Central Bank of Nepal, granted a license in April 1999 to undertake banking activities under the Development Bank Act 1996. It started its formal operation from July 1999. Now, operated under Bank and Financial Institutions Act 2017, Nirdhan Utthan  provides micro-finance services such as Loans, Deposits, Micro-Insurance and Remittance services to low income families of Nepal. NULBSL follows group lending based on Grameen Bank, Bangladesh model as well as group lending based on NULBSL developed Self-Reliant Group model through a network of 181 branch offices spread over all 77 districts of Nepal...

NULBSL at a Glance, As of June 14, 2024

Total Loan Disbursed (NPR) 237.11 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 26.32 Billion
Number of Centers 22,734
Number of Active Clients 399,818
Number of Regional Office 10
Saving & Deposit (NPR) 19.96 Billion
Total Staff 1,125
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 189,425
Currency Conversion USD 1=NPR 133.68
Number of Female Staffs 501

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